ADMIN, do these laws apply equally to pictures and images?
Excellent question and I don't know the answer. We may need to register with the U.S. Copyright office at which time they'll answer our questions and provide some legal defense in the event of a suit.
For now, I would say pictures are fine. Getty Images attempted a similar business plan but they have slowed in recent years.
The way this used to work is that companies would provide notice of a DMCA violation (Digital Millenium Copyright Act) and the material would be removed by the operator of the web site without incident. Now it appears that it is becoming a business model.
Another point in our defense is that there is no advertising on the site, and thus we are not profiting from the works of content producers.
So, those are the issues as I understand them. Hope that helps and thanks again to all for your cooperation.