It wasn't the dems fault loans were made to people who couldn't afford to pay them. It was the mortgage companies who didn't really care, because they turned around and sold them to someone else, who turned around and sold them to investment firms.
Then when people couldn't afford to pay them, dear leader was right there to bail out those investment firms (just don't call it corporate welfare). That's all that matters ... those CEO's getting their big, fat paychecks for a big pile of shit.
It really doesn't matter if 1,000, 1 million or 5 million families are tossed out of their home ... those big investment firms live to create more *exotic* ways to screw the people.
is there no place for personal responsibility? maybe the govt should assign a handler to every household to make all financial decisions

That makes me laugh, but I can say the same thing to all republicans who are blaming democrats (once again) for something they have no control over.
It's like: damn. Another hurricane. Fucking democrats!